Your Community Credit Union
Overdraft Protection

  

Overdraft Coverage Options:

 

“With our busy lives, it’s easy to make mistakes such as forgetting to deposit a check, make a transfer, or deduct your last debit charge from your balance. A simple error or balance miscalculation can lead to an unexpected shortage of funds.


Cal-Com FCU may have the solution you’re looking for with our Overdraft Privilege program. Overdraft Privilege is not a line of credit.  However, if you inadvertently overdraw your account, we will have the discretion to pay the overdraft, subject to your Overdraft Privilege. We also offer Overdraft Protection which allows you to link other accounts you have at Cal-Com Federal Credit Union to your checking account to automatically transfer funds to cover overdrafts. Please click “HERE” for more information about our overdraft coverage options.


Cal-Com FCU will not pay overdrafts for ATM or everyday debit card transactions unless you have given your consent by opting in to the payment of these overdrafts. Please click “HERE” for more information about opting in to extend your Overdraft Privilege coverage.

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