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Personal Share Draft (Checking) Account

 

A non-dividend bearing account which offers all of the conveniences of a checking account with no monthly fee.     

     

Account Features:

  • Detailed monthly statements
  • Unlimited transactions
  • ATM and VISA POS (point of sale) debit cards
  • Free Bill Pay
  • No Minimum balance required     
  • Overdraft protection from your savings account
  • No monthly maintenance fee 

 

 

Other Information:

  • Minimum Balance to Open Account - An opening balance of $25.00 is required.
  • Dividends - This account does not pay dividends.

 

                

 

Share Draft Checking Account With Dividends

 

A dividend bearing checking account which is designed to reward members who maintain higher balances while providing convenience to their funds.

 

Account Features:

  • Detailed monthly statements
  • Unlimited transactions
  • ATM and VISA POS (point of sale) debit cards
  • Free Bill Pay
  • Overdraft protection from your savings account
  • Earn a comptetive rate of interest on your daily balance
  • No minimum balance fee if you maintain a $1,000.00 minimum daily balance.

 

Other Information:

  • Minimum Initial Balance to Open Account -  An opening balance of $25.00 is required.
  • Rate Information -  The dividend rate and annual percentage yield may change every dividend period.  We may change the dividend rate for your account as determined by the Board of Directors.  Call any of our Member Service Representatives to obtain current rate information or check this website.
  • Fees -  A minimum balance fee of $6.00 will be assessed each monthly statement cycle if the daily balance falls below $1,000.00 
  • Minimum Initial Balance to Open Account - An opening balance of $25.00 is required. 

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