Rates

Loan Rates are effective September 1, 2023. Rates are subject to change. Reduce APR by 0.25% for automatic payment from a Share Savings or Share Draft account with Cal-Com Federal Credit Union or with payroll deduction to your new or used vehicle loan. Save time and energy — get Cal-Com FCU financing at the dealership!

Actual rates are based on individual credit worthiness and length of loan. All loans are subject to credit approval. Rates and terms are subject to change without notice. *APR is Annual Percentage Rate.

¹Rate is 3% over the current share savings rate.

Share Savings rates declared December 19, 2023.

Money Market Share Draft Checking rates effective December 1, 2023.

Share Draft Checking accounts require a minimum of $25.00 to open.
Regular Share Savings require a minimum of $5.00 to open.
Money Market Share Draft Checking requires a miminum of $2500.00 at all times.
Dividends are calculated and compounded daily and posted monthly to regular shares, share draft checking, Christmas Club and Money Market Share Draft Checking. *APY is Annual Percentage Yield.

Refer to our Membership Agreement and Disclosures for additional terms and conditions.

Rates are effective April 04, 2024 and are subject to change without notice.

All Term Share Accounts including IRAs require a $500.00 minimum balance to open. Jumbo Term Share Accounts of deposit accounts ($100,000.00 minimum deposit) earn 0.15% dividend rate above standard Term Share Accounts dividend rate (Simple Interest) when opened new or at renewal. Early withdrawal penalties may be imposed. Term Share Accounts will automatically renew upon maturity at the current rate at that time. Vacation Club accounts require a $25.00 minimum balance to open. *APY is Annual Percentage Yield

Safe Deposit Box Rates are effective May 1, 2017 and are subject to change without notice. Box rental must be set as automatic debit to the member's account.