Regular share savings accounts, similar to passbook savings accounts, can be opened with as little as $5.00.

Account Features: Minimum initial deposit of $5.00 Statements are issued on a quarterly basis Up to three withdrawals per month at no charge ATM access is available Other Information: Dividends are declared quarterly by the Board of Directors and are posted quarterly to the savings account Must maintain a minimum daily balance of $5.00 in your account to avoid a service charge.  If your balance falls below the required minimum daily balance, your account is subject to a service charge of $1.00 per month. This fee will apply to account holders 18 years of age or younger.