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Individual Retirement Accounts offer members a variety of ways to save for retirement. Three types of IRA certificate accounts are available at Cal-Com FCU with a $500.00 minimum balance.
TRADITIONAL/EDUCATIONAL/ROTH
The Traditional IRA allows you to save during your working years for retirement. Interest earned on IRAs is tax deferred until it is withdrawn from the account. Contributions can also reduce your taxable income. IRAs are more flexible today than ever before and we encourage you to find out which IRA fits your needs.
The Roth IRA and the Educational IRA allow tax-free withdraws if certain qualifications are met.
Your tax professional can help you determine which IRA is best for you.
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