If you can't wait to get away from it all, Cal-Com FCU's vacation account can give you a head start.

Account Features: Minimum initial deposit of $5.00 Withdrawals may be made without penalty every 9 months Contributions can be made through payroll deductions or preauthorized automatic transfer Other Information: Dividends - declared quarterly by the Board of Directors and are posted quarterly Fees - If you need funds before the 9 month period is up, you can withdraw from this account.  However there will be a $10.00 early withdrawal fee.