Loans | Savings | Certificates | Safe Deposit Boxes
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Loan Rates are effective May 1, 2021. Rates are subject to change. Reduce APR by .25% for automatic payment from a savings or checking account with Cal-Com Federal Credit Union or with payroll deduction to your new or used vehicle loan. Save time and energy--get Cal-Com FCU financing at the dealership! |
| Loans |
From APR* |
To APR* |
Term Up To |
|
| New & Used Vehicles | 3.850 | 12.850 | 75 | Calculator |
| New & Used Boats | 5.750 | 10.000 | 72 | Calculator |
| New & Used Jet Skis | 7.500 | 10.500 | 36 | Calculator |
| New & Used Recreational Vehicles | 6.750 | 11.750 | 84 | Calculator |
| New & Used Motorcycles | 5.750 | 10.000 | 72 | Calculator |
| New & Used ATVs | 7.500 | 10.500 | 36 | Calculator |
| Furniture/Appliances/Computers | 12.000 | 17.000 | 36 | Calculator |
| Signature | 12.000 | 17.000 | 24 | Calculator |
| Miscellaneous Secured | 7.500 | 10.500 | n/a | Calculator |
| Farm Equipment/Lawn Tractors | 7.500 | 10.500 | 36 | Calculator |
| Mastercard | 12.500 | 12.500 | n/a | Calculator |
| Mastercard Gold | 12.500 | 12.500 | n/a | Calculator |
| VISA | 12.500 | 12.500 | n/a | Calculator |
| VISA Gold | 12.500 | 12.500 | n/a | Calculator |
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Actual rates are based on individual credit worthiness and length of loan. All loans are subject to credit approval. Rates and terms are subject to change without notice. *APR is Annual Percentage Rate. |
| Savings rates declared July 1, 2021 for previous quarter. Money Market rates effective May 1, 2021 |
| Savings | Dividend Rate | APY* | Term |
| Regular Share/Savings Account | 0.150 | 0.150 | n/a |
| Christmas Club Account | 0.150 | 0.150 | n/a |
| Checking Account | 0.100 | 0.100 | n/a |
| Money Market Checking Account .01 - $25,000.00 |
0.200 | 0.200 | n/a |
| Money Market Checking Account $25,000.01 - $100,000.00 | 0.300 | 0.300 | n/a |
| Money Market Checking Account $100,000.01 - $350,000.00 | 0.400 | 0.400 | n/a |
| Money Market Checking Account $350,000.01 - or more | 0.500 | 0.500 | n/a |
| Checking accounts require a minimum of $25.00 to open. Regular savings require a minimum of $5.00 to open. Money market checking requires a miminum of $2500.00 at all times. Dividends are calculated and compounded daily and posted monthly to regular shares, checking, christmas club and money market checking. *APY is Annual Percentage Yield Back to Top |
| Rates are effective July 1, 2021 and are subject to change without notice. |
| Certificates | Dividend Rate | APY* | Term |
| 91 Day Certificate | 0.300 | 0.300 | 3 |
| 26 Week Certificate | 0.400 | 0.400 | 6 |
| 12 Month Certificate | 0.500 | 0.500 | 12 |
| 18 Month Certificate | 0.600 |
0.600 |
18 |
| 2 Year Certificate | 0.700 | 0.700 | 24 |
| 3 Year Certificate | 0.800 | 0.800 | 36 |
| 4 Year Certificate | 0.850 | 0.850 | 48 |
| 5 Year Certificate | 0.900 | 0.900 | 60 |
| Vacation Club | 0.150 | 0.150 | 9 |
| IRA - 1 Year Certificate | 0.500 | 0.500 | 12 |
| IRA - 2 Year Certificate | 0.700 | 0.700 | 24 |
| IRA - 3 Year Certificate | 0.800 | 0.800 | 36 |
| IRA - 4 Year Certificate | 0.850 | 0.850 | 48 |
| IRA - 5 Year Certificate | 0.900 | 0.900 | 60 |
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All certificate accounts including IRAs require a $500.00 minimum balance to open. Jumbo certificate of deposit accounts ($100,000.00 minimum deposit) earn 0.15% dividend rate above standard certificate account dividend rate when opened new or at renewal. |
| Safe Deposit Box Rates are effective May 1, 2017 and are subject to change without notice. |
| Safe Deposit Boxes |
Rental Price/Fee |
Term |
| 3 x 5 Box |
$25.00 |
year |
| 5 x 10 Box |
$35.00 |
year |
| 10 x 10 Box |
$60.00 |
year |
| Loss of Both Keys - Redrill (or) Actual Cost if Less/More |
$200.00 |
n/a |
| Replacement Key |
$50.00 |
n/a |
Box rental must be set as automatic debit
to the member's account.
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