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Loans | Savings | Certificates
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Loan Rates are effective May 1, 2009. Rates are subject to change. Reduce APR by .25% for automatic payment from a savings or checking account with Cal-Com Federal Credit Union or with payroll deduction to your new or used vehicle loan. Save time and energy--get Cal-Com FCU financing at the dealership! |
| Loans |
From APR* |
To APR* |
Term Up To |
|
| New & Used Vehicles | 5.750 | 9.750 | 72 | Calculator |
| New & Used Boats | 5.750 | 9.750 | 60 | Calculator |
| New & Used Jet Skis | 7.500 | 10.500 | 36 | Calculator |
| New & Used Recreational Vehicles | 7.000 | 11.750 | 84 | Calculator |
| New & Used Motorcycles | 5.750 | 9.750 | 60 | Calculator |
| New & Used ATVs | 7.500 | 10.500 | 36 | Calculator |
| Furniture/Appliances/Computers | 12.000 | 17.000 | 36 | Calculator |
| Signature | 12.000 | 17.000 | 24 | Calculator |
| Miscellaneous Secured | 7.500 | 10.500 | n/a | Calculator |
| Farm Equipment/Lawn Tractors | 7.500 | 10.500 | 36 | Calculator |
| Mastercard | 12.500 | 12.500 | n/a | Calculator |
| Mastercard Gold | 12.500 | 12.500 | n/a | Calculator |
| VISA | 12.500 | 12.500 | n/a | Calculator |
| VISA Gold | 12.500 | 12.500 | n/a | Calculator |
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Actual rates are based on individual credit worthiness and length of loan. All loans are subject to credit approval. Rates and terms are subject to change without notice. *APR is Annual Percentage Rate. |
| Savings rates are effective July 1, 2010 and are subject to change without notice. |
| Savings | Dividend Rate | APY* | Term |
| Regular Share/Savings Account | 0.500 | 0.500 | n/a |
| Christmas Club Account | 0.500 | 0.500 | n/a |
| Checking Account | 0.250 | 0.250 | n/a |
| Money Market Checking Account | 0.750 | 0.750 | n/a |
| Checking accounts require a minimum of $25.00 to open. Regular savings require a minimum of $25.00 to open. Money market checking requires a miminum of $2500.00 at all times. Dividends are calculated and compounded daily and posted quarterly to regular shares, checking and christmas club and are posted monthly to the money market checking. *APY is Annual Percentage Yield Back to Top |
| Rates are effective August 26, 2010 and are subject to change without notice. |
| Certificates | Dividend Rate | APY* | Term |
| 91 Day Certificate | 0.650 | 0.650 | 3 |
| 26 Week Certificate | 0.900 | 0.900 | 6 |
| 12 Month Certificate | 1.140 | 1.150 | 12 |
| 18 Month Certificate | 1.390 | 1.400 | 18 |
| 2 Year Certificate | 1.640 | 1.650 | 24 |
| 3 Year Certificate | 2.140 | 2.150 | 36 |
| 4 Year Certificate | 2.380 | 2.400 | 48 |
| 5 Year Certificate | 2.870 | 2.900 | 60 |
| Vacation Club | 0.500 | 0.500 | 9 |
| IRA - 1 Year Certificate | 1.140 | 1.150 | 12 |
| IRA - 2 Year Certificate | 1.640 | 1.650 | 24 |
| IRA - 3 Year Certificate | 2.140 | 2.150 | 36 |
| IRA - 4 Year Certificate | 2.380 | 2.400 | 48 |
| IRA - 5 Year Certificate | 2.870 | 2.900 | 60 |
| All certificate accounts including IRAs require a $500.00 minimum balance to open. Early withdrawal penalities may be imposed. Certificates will automatically renew upon maturity at the current rate at that time. Vacation Club accounts require a $25.00 minimum balance to open. *APY is Annual Percentage Yield Back to Top |
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