Your Community Credit Union
Rates

Loans | Savings | Certificates | Safe Deposit Boxes

 

Loan Rates are effective July 1, 2021.  Rates are subject to change.

Reduce APR by .25% for automatic payment from a savings or checking account with Cal-Com

Federal Credit Union or with payroll deduction to your new or used vehicle loan.

Save time and energy--get Cal-Com FCU financing at the dealership!

 

Loans                                         

From

APR*

To

APR*

Term

Up To

 
New & Used Vehicles 3.850 14.250 75 Calculator
New & Used Boats 5.750 9.750 60 Calculator
New & Used Jet Skis 7.500 10.500 36 Calculator
New & Used Recreational Vehicles 6.750 11.750 84  Calculator
New & Used Motorcycles 5.750 9.750 60 Calculator
New & Used ATVs 7.500 10.500 36 Calculator
Furniture/Appliances/Computers 12.000 17.000 36 Calculator
Signature 12.000 17.000 24 Calculator
Miscellaneous Secured 7.500 10.500 n/a Calculator
Farm Equipment/Lawn Tractors 7.500 10.500 36 Calculator
Mastercard 12.500 12.500 n/a Calculator
Mastercard Gold 12.500 12.500 n/a Calculator
VISA 12.500 12.500 n/a Calculator
VISA Gold 12.500 12.500 n/a Calculator

 

 Actual rates are based on individual credit worthiness and length of loan.  All loans are subject to credit approval.  Rates and terms are subject to change without notice.        *APR is Annual Percentage Rate.
Go To Loan Application | Go To Calculators | Back to Top
 

Savings rates declared July 1, 2021 for previous quarter. Money Market rates effective May 1, 2021

 

Savings Dividend Rate APY* Term
Regular Share/Savings Account 0.150 0.150 n/a
Christmas Club Account 0.150 0.150 n/a
Checking Account 0.100 0.100 n/a
Money Market Checking Account                      .01 -    $25,000.00
0.200 0.200 n/a
Money Market Checking Account    $25,000.01 - $100,000.00 0.300 0.300 n/a
Money Market Checking Account   $100,000.01 - $350,000.00 0.400 0.400 n/a
Money Market Checking Account   $350,000.01 - or more 0.500 0.500 n/a

 

Checking accounts require a minimum of $25.00 to open.
Regular savings require a minimum of $5.00 to open.
Money market checking requires a miminum of $2500.00 at all times.
Dividends are calculated and compounded daily and posted monthly to regular shares, checking, christmas club and  money market checking. *APY is Annual Percentage Yield
Back to Top
 

Rates are effective July 1, 2021 and are subject to change without notice.

 

Certificates Dividend Rate APY* Term
91 Day Certificate 0.300 0.300 3
26 Week Certificate 0.400 0.400 6
12 Month Certificate 0.500 0.500 12
18 Month Certificate 0.600
0.600
18
2 Year Certificate 0.700 0.700 24
3 Year Certificate 0.800 0.800 36
4 Year Certificate 0.850 0.850 48
5 Year Certificate 0.900 0.900 60
Vacation Club 0.150 0.150 9
IRA - 1 Year Certificate 0.500 0.500 12
IRA - 2 Year Certificate 0.700 0.700 24
IRA - 3 Year Certificate 0.800 0.800 36
IRA - 4 Year Certificate 0.850 0.850 48
IRA - 5 Year Certificate 0.900 0.900 60

 

All certificate accounts including IRAs require a $500.00 minimum balance to open. Jumbo certificate of deposit accounts ($100,000.00 minimum deposit) earn 0.15% dividend rate above standard certificate account dividend rate when opened new or at renewal.
Early withdrawal penalities may be imposed.
Certificates will automatically renew upon maturity at the current rate at that time.
Vacation Club accounts require a $25.00 minimum balance to open. *APY is Annual Percentage Yield
Back to Top
 

 

Safe Deposit Box Rates are effective May 1, 2017 and are subject to change without notice.

Safe Deposit Boxes

Rental Price/Fee

Term
3 x 5 Box

$25.00

year
5 x 10 Box

 $35.00

year
10 x 10 Box

$60.00

year
Loss of Both Keys - Redrill  (or) Actual Cost if Less/More

$200.00

n/a
Replacement Key

$50.00

n/a

 

Box rental must be set as automatic debit

to the member's account.

Back to Top
 

 

Information Center
Credit Union Service Centers
Cal-Com Credit Union Facebook