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Rates

Loans | Savings | Certificates | Safe Deposit Boxes

 

Loan Rates are effective August 1, 2014.  Rates are subject to change.

Reduce APR by .25% for automatic payment from a savings or checking account with Cal-Com

Federal Credit Union or with payroll deduction to your new or used vehicle loan.

Save time and energy--get Cal-Com FCU financing at the dealership!

 

Loans                                         

From

APR*

To

APR*

Term

Up To

 
New & Used Vehicles 2.990 13.000 72 Calculator
New & Used Boats 5.500 9.750 60 Calculator
New & Used Jet Skis 7.500 10.500 36 Calculator
New & Used Recreational Vehicles 6.750 11.750 84  Calculator
New & Used Motorcycles 5.500 9.750 60 Calculator
New & Used ATVs 7.500 10.500 36 Calculator
Furniture/Appliances/Computers 12.000 17.000 36 Calculator
Signature 12.000 17.000 24 Calculator
Miscellaneous Secured 7.500 10.500 n/a Calculator
Farm Equipment/Lawn Tractors 7.500 10.500 36 Calculator
Mastercard 12.500 12.500 n/a Calculator
Mastercard Gold 12.500 12.500 n/a Calculator
VISA 12.500 12.500 n/a Calculator
VISA Gold 12.500 12.500 n/a Calculator

 

 Actual rates are based on individual credit worthiness and length of loan.  All loans are subject to credit approval.  Rates and terms are subject to change without notice.        *APR is Annual Percentage Rate.
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Savings rates are effective June 30, 2013 and are subject to change without notice.

 

Savings Dividend Rate APY* Term
Regular Share/Savings Account 0.250 0.250 n/a
Christmas Club Account 0.250 0.250 n/a
Checking Account 0.250 0.250 n/a
Money Market Checking Account 0.300 0.300 n/a

 

Checking accounts require a minimum of $25.00 to open.
Regular savings require a minimum of $5.00 to open.
Money market checking requires a miminum of $2500.00 at all times.
Dividends are calculated and compounded daily and posted quarterly to regular shares, checking and christmas club and are posted monthly to the money market checking. *APY is Annual Percentage Yield
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Rates are effective July 17, 2014 and are subject to change without notice.

 

Certificates Dividend Rate APY* Term
91 Day Certificate 0.300 0.300 3
26 Week Certificate 0.400 0.400 6
12 Month Certificate 0.500 0.500 12
18 Month Certificate 0.600 0.600 18
2 Year Certificate 0.900 0.900 24
3 Year Certificate 1.240 1.250 36
4 Year Certificate 1.490 1.500 48
5 Year Certificate 1.740 1.750 60
Vacation Club 0.250 0.250 9
IRA - 1 Year Certificate 0.500 0.500 12
IRA - 2 Year Certificate 0.900 0.900 24
IRA - 3 Year Certificate 1.240 1.250 36
IRA - 4 Year Certificate 1.490 1.500 48
IRA - 5 Year Certificate 1.740 1.750 60

 

All certificate accounts including IRAs require a $500.00 minimum balance to open.
Early withdrawal penalities may be imposed.
Certificates will automatically renew upon maturity at the current rate at that time.
Vacation Club accounts require a $25.00 minimum balance to open. *APY is Annual Percentage Yield
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Safe Deposit Box Rates are effective August 22, 2011 and are subject to change without notice.

Safe Deposit Boxes

Rental Price/Fee

Term
3 x 5 Box

$25.00

year
5 x 10 Box

 $35.00

year
10 x 10 Box

$60.00

year
Loss of Both Keys - Redrill  (or) Actual Cost if Less/More

$200.00

n/a
Replacement Key

$50.00

n/a

 

Box rental must be set as automatic debit

to the member's account.

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